Built to Bridge the HardTech Capital Gap

Kineo was founded to help HardTech ventures bridge the gap between customer demand and the revenue it generates.

We pioneered Venture Leasing to unlock the value of tangible systems, enabling HardTech businesses to deploy efficiently.

Our broader financing toolkit includes asset based lending and factoring, so we can tailor solutions to each stage of the journey to scale.

The Kineo Difference

Expertise Who we are

We are HardTech finance specialists with deep expertise and experience in credit and financial structuring. We understand complex technology and commercial models, and use that knowledge to tailor solutions for the journey to scale advanced physical systems.

We select high-potential HardTech businesses with proven physical systems, B2B customer demand, investor backing, and a credible path to growing sustainable revenues. Our due diligence assesses each venture's technology, commercial model and financial position, building conviction in the businesses we choose to back.

We unlock value in your assets and contracted revenues with  transparent finance built around your deployment needs and wider capital mix.  We build for the upside: with minimal dilution and minimal strings, while enabling maximal operational flexibility.

Optimize your capital stack

Finance smarter

Improve the balance of risk and return in your capital stack. Complement equity with asset-based finance designed to limit unnecessary dilution and restrictive financing terms.

Scale faster

An agreed facility can support successive deployments, with funding drawn as needed under its terms. This helps ventures access financing as customer demand develops.

Stay in control

We fund the gap between systems and the revenue they generate. Ventures decide how best to scale and serve their customers.

Your Success is our Success

Scaling HardTech is not a single financing event. From the first deal, we back you as deployment progresses and your business grows.

When you scale, we scale with you. That alignment is built into our solutions.

We back companies across the HardTech spectrum: from HealthTech to ClimateTech and Robotics, through next-gen Manufacturing, and to Space.

Jörg Schmidt, Chief Executive Officer

Kineo’s solutions were built from the ground up to bridge a gap in the HardTech capital stack. We structure finance around how systems are produced and deployed, complementing equity to support growth while limiting unnecessary dilution and preserving operational flexibility.

FAQ

Our financing complements equity, is minimally dilutive and can be a useful addition to a company’s financing toolbox. It can reduce the amount of equity you need to raise and enhance returns for existing shareholders.

Traditional banks typically require two to three years of sales history and profitability before offering loans. Depending on your location, they might offer smaller facilities backed by governmental guarantees, but in such cases, they usually require significant collateral and may request personal guarantees or financial covenants, which can be restrictive in the future. Kineo looks at the assets, customer contracts and cash flows behind each business, so we can provide finance before a company has built that track record.

We provide capital to ventures that are not yet profitable, which means we make a thorough risk assessment of your business, comparable to a venture capital transaction. Our interest rates reflect the risks of financing early-stage ventures, including technical issues, equity fundraising uncertainties and market challenges.

We primarily work with technology-driven high-growth B2B companies.

Venture leasing is ideal for hardware companies at the start of their scale-up phase.

For equipment finance, purchase order finance and factoring, we tailor solutions to the specific financing needs of fulfilling customer demand. 

Contact us to discuss your requirements and whether we are a good fit for each other.

We typically back B2B business models built on capital-efficient, sustainable financing strategies, so we are less suited to consumer products, growth-at-all-costs strategies or marketplaces.

The process typically takes a few months, depending on the specifics of each case.

Contact us with a brief introduction to your business, the systems you are bringing to market and what you need to finance. We will guide you through the next steps and look forward to meeting you.

We are happy to have an informal conversation before you enter the market. A full financing process may not start at that point, but we can explore whether and how we could support you later. In general, the best time to start a more detailed discussion is when you have signed contracts with your first few customers and are ready to scale.

Watch our explainer video for an overview of financing basics, how financing works and the key factors to consider.